Dear Mary,
My boyfriend and I have been together for three years now. We moved in together a year ago, and we recently adopted a cute puppy from the animal shelter. I’m totally fine with our stable life together, but now my partner wants to merge our bank accounts. I’m not comfortable with this. I like having my own money. Plus I make a few purchases here and there I’d rather not explain. Let’s just say I subscribe to some adult entertainment he wouldn’t like. How do I squash this potential merger without exposing my little secret and maintaining my own assets?
Help!
Financially Independent and Secretly Kinky
Dear F.I.S.K,
Obvious first step: imply that he is not fiscally responsible. Next time he buys a cup of coffee, clear your throat and mention that home brew is just as good and much cheaper. If he points out he’s purchasing a $1 cup of black coffee from QuikTrip, remind him these purchases add up. Also, consider falsifying bills the two of you don’t share to indicate how much more frugal you are than he is. You can invest in some orange stickers that say “$0.99” and put them on tags of newly purchased clothes to show him you were shopping at thrift stores. Etc.
If, for some reason, this doesn’t work, and I can’t imagine why it wouldn’t, you should merge your checking accounts and then change the name on all your, um, secret subscriptions to his name. When they come out of your account, he’ll probably be confused. He’ll call the companies and try to get charges reversed. Be sympathetic to his struggles with customer service representatives but then point out that someone seems to have spent $140 at the G Spot last Tuesday. Look at him meaningfully. When he splutters it wasn’t him, smile and pat his hand; let him know you don’t mind. When he keeps insisting it wasn’t him, whisper “methinks thou dost protest too much!” and wink.
Continue this until you forget it actually is you making the purchases. Indicate to your significant other it’s not the smut that bothers you so much as the lying about it; it’s OK with you if you aren’t enough for him, if he needs to pay for images to recall during your lovemaking just to suffer through it, but lying about it is just a slap in the face. When he gets angry, let him know you just can’t be in a relationship built on lies and tell him to leave by the end of the month. Calmly finish your dinner.
Six months later, when you wake up alone, wonder what happened in your last relationship. Sigh, then grab your computer and try to find some sites you haven’t seen yet.
Good luck!
Mary Makers-McMark


